Finally, a 401(k) plan for small to medium sized businesses with protection like a large plan!
Simple + Affordable + Smart =
Enlighten Your Plan with Smart(k)
Simple & Transparent Fees
Fiduciary Support
Low-cost Investment Options
Participant Support
Features included
- Pre-tax and Roth contribution options
- 12 month service or immediate eligibility
- Participant loans
- Immediate vesting
- Investment Management
- Compliance Testing
- Online Enrollment
- Education and guidance
- Profit sharing options
- Safe Harbor contribution options
- Non-elective contribution
- Dollar for dollar match
- Custodial Services
- Signature Ready 5500
- My Retirement Goal financial modeling
- Online Distributions
- Complies with State-mandated plans
Simple
Complete Questionnaire
Review & Sign Plan Documents
Kick-Off Meeting
Participant Enrollment
Affordable
| Fees | Rate* | Who Pays |
| Set-Up Fee | $1000 (one-time) | Employer |
| Base Fee | $2,000 | Employer |
| Participant Fee | $30 per | Employer or Participant |
| Asset Based Fee | 0.14% | Participants |
| Advisory Asset Fee | 1% | Participants |
| 3(38) Fiduciary Asset Fee (optional) | .01% | Participants |
Government issued tax-credit for qualified plans available
*Annual rate unless otherwise noted
See plan document and disclosures for full fees.
Other Fees (depending on plan options)
| Loans | $150 |
| Distributions | $75 |
| Profit Sharing Calculations | $500 |
| Payroll Contributions (over 52) | TBA |
Smart
Our bundled solution for your affordable 401(k) plan!
Have an existing plan? Complete our form for a quote today.
Still have questions? We are here for you! Just give us a call. 1-256-705-5923